Loyalty Programme For a $100 credit card transaction a bank will charge a merchant between $2 and $5. Asset charges the merchant 5c for the same transaction. All Asset Licensed Merchants that also accept credit cards must reward You 2.5% of the total value of your purchase. For example, if you send $100 to an Asset Licensed Merchant that also accepts credit cards, the Merchant must credit you $2.50. You keep the credit card fee, not the bank.

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